El Segundo Car Accident Lawyers Fight Relentlessly For You

A car accident can be life-changing. Your injuries could lead to long-term disabilities, employment loss and loss of enjoyment.

Speaking with a car accident attorney at Barrera & Associates, Attorneys, can help you understand your legal options. Our El Segundo lawyers want to help you hold negligent parties responsible for your injuries and losses. We assist car accident victims throughout the Greater Los Angeles area.

How Do You Know If A Car Accident Settlement Offer Is Fair?

Your first settlement offer is likely going to be far from fair. A fair settlement offer should cover your economic and noneconomic damages. Economic and noneconomic damages include:

• Medical bills
• Lost wages
• Long-term care
• Future medical care
• Wrongful death
• Pain and suffering

If you accept an unfair offer, you may limit your chance to ask for more. Our lawyers will review any offer for free to ascertain fairness. If an offer does not help cover all of your expenses and leaves you covering costs out-of-pocket, then you can work with us to fight for a fair offer.

Filing A Third-Party Insurance Claim Against The At-Fault Driver

If you get involved in a car accident caused by a negligent driver, you should not be responsible for the costs stemming from that accident, such as medical bills, property damage, lost wages and more. The other driver’s insurance company – not your own policy – should cover these expenses.

A claim against an at-fault party’s insurance company is referred to as a third-party insurance claim. To file this type of claim in California, you will need to follow a few important steps:

• Gather all appropriate insurance and contact information from the other driver
• Inform your insurance company that you were involved in a crash
• Contact the other driver’s insurance company and file a claim
• Provide evidence and documentation, such as repair estimates, medical records and police reports
• Speak with the insurance company adjuster to request a fair settlement, which may require negotiation

This process can often be complex, especially when dealing with the other driver’s insurance company and ensuring that the settlement you receive is fair and actually covers your costs. That is why it can be helpful to work with an experienced personal injury attorney in California.

One key thing to note is that the other driver may not have insurance, or the coverage they have may not be sufficient to cover all of your costs. If that happens, you may need to file a claim with your own insurance company.

To help you navigate this successfully, it may be wise to work with an experienced attorney. Whether you are just starting the process or have already pursued a claim – but you received an unfair settlement offer or you are not getting an appropriate response from the insurance company – contact us at Barrera & Associates, Attorneys, to explore your legal options and find out how we can help.

Navigating Medical Bills After A Car Accident

After a car accident, medical bills can add up quickly–even if you have health insurance. Between emergency care, follow-up visits, surgery and physical therapy, many accident victims find themselves overwhelmed with medical costs. One of the first questions we hear is, “Who is supposed to pay for all this?” Understanding who pays and when helps you make smart decisions about your care and legal options.

If another driver caused the accident in California, their insurance company should ultimately be responsible. However, you may not see the payment right away. Insurance claims take time, and your medical providers still expect to be paid in the meantime.

If you have health insurance, your provider may cover your treatment initially, but they could later demand repayment from your settlement through a process called subrogation. If you do not have insurance, providers may be willing to delay billing until your case is resolved, but only if they know a claim is being processed. That is something we can help arrange.

Some people try to negotiate directly with providers or juggle multiple bills on their own. But doing that can affect your case. Insurance companies look for any reason to reduce your settlement, and mistakes in billing records or unpaid invoices can work against you. We recommend letting our firm handle communications with your providers. This helps avoid confusion and protects the value of your claim.

Another common concern is ambulance bills and ER visits. Even short hospital stays can cost thousands. If the at-fault driver is uninsured or underinsured, these costs can fall back on you unless you carry uninsured motorist coverage or MedPay. We can review your own policy and help determine what coverage applies.

The bottom line is that you should not delay medical treatment out of fear of the cost. Getting care quickly not only protects your health, but also strengthens your legal case. Our job is to work behind the scenes to help ensure you are not stuck with the bill for an accident you did not cause.

How Long Do You Have To File A Car Accident Claim In California?

The statute of limitation for a car accident claim in California is two years from the date of your injury. The longer you wait, the harder it can be to collect evidence and protect your rights. Talk to an attorney as soon as you can to begin deliberation on your case.

What Our Attorneys Can Do For You

At Barrera & Associates, Attorneys, we want to help ensure our clients get the legal support they need worry-free so they can recover from their car accident injuries and losses. Consultations are free and we work on a contingency fee basis. What this means for you is that we will work on your case without fees until we recover compensation for you.

To schedule a free consultation with a Barrera & Associates, Attorneys, call 424-352-0716 or contact us by email.